FHA mortgage loans are issued by federally qualified lenders certified by the U.S. Federal Housing Authority, a division of the U.S. Department of Housing and Urban Development.
FHA loans are an attractive option, especially for first-time homeowners:
Generally easier to qualify for than conventional loans.
California state law requires amongst others the following licensing disclosures: Phrasing: CA Bur of Real Estate - Real Estate Broker; or Real Estate Broker - CA Bur of Real Estate - AND - Broker, agent, Realtor, loan correspondent or abbreviations bro., agt., or other similar terms or abbreviations - AND - Cal BRE License Number 01198434- AND - NMLS Unique Identifier 297860. (California Finance Code 22162, California Business and Professions Code 17539.4, 10140.6).